Sams Credit

Drastic times call for drastic measures. With all that’s happening in the world right now, a mother is now filled with lots of choices – mostly on how to save more money for other expenses. A wholesale club is probably one of the easiest ways to do budget cuts without sacrificing one’s way of living (or eating). So having access to Sams Credit can come quite handy in the time of need. In search for ways to help give customers what they want, Sam’s Club has come up with the Sams club credit card.

Sam’s Club Basic Credit Card

The best thing about getting Sams Credit with this card (also called the Sam’s Club Advantage Member Credit Card) is that there are a lot of benefits. There is no annual fee, you can use it at Wal-Mart (since Sam’s Club is an affiliate of the big store), they have special discounts and savings on certain products, you can get cash that’s not more than $60, and you can get Sams Credit with this credit card easily (if you’re just starting to build on your credit rating.

They also have zero-fraud liability. And since this card has your photo on it, it instantly becomes your membership card.

Getting Sams Credit with a Sam’s Club basic credit card is easy to do. The steps to take are as follows:

-Decide which type of account you need. They have 5 membership levels – Advantage, Collegiate (both at $40 per annum), Business (at $35), Advantage PLUS and Business PLUS (both at $100.)

-Choose the rewards option that you feel would best suit you.

-There are two ways to apply for the credit card. You can either go to any Sam’s Club warehouse or you can fill out an online application.

-If approved, all you have to do is wait for the card to come in your mail.

If you have other credit cards (such as American Express or Visa), you can’t use them at Sam’s Club. The reason: Sam’s is under exclusive contract with Discover. This is also the reason why there are two other credit cards: the Sam’s Club Discover Earn Cash Back (which allows you to earn 2% cash back), and the Sam’s Club Discover Earn Miles (to earn 1 mile for $1). Unlike the basic card, these two can be used anywhere that Discover is accepted for payments.

Some cards can be used for gas purchases (for some outlet stores), tires, and electronics. Getting Sams Credit is not just easy to get, but it’s also a relief to have, especially if you buy bulk purchases.