Card Use

The Sam’s Club loyalty card has some obvious drawbacks, including the fact that it can only be used at Walmart and Sam’s Club. Also, there is no rewards program.


However, the annual redemption limit on the Sam’s Club Mastercard is a major drawback, as is the fact that rewards can only be redeemed once per redemption limit is a big downside, as is the fact that you can only redeem rewards once a calendar year as credit towards Sam’s Club purchases. 

Use Of  Sam’s Club Card

  • The Sams Club Credit Card offers its members a total of five credit cards: two for individual members, and three for businesses Sam’s Club Credit Card Customer Service.
  • All cards offer cashback when you use them when you shop at Sams Club Credit Card, but some cards offer cashback when you use them at other places. 
  • While the rewards and benefits may differ between cards, the basic principle still remains the same: all cards offer cashback when you use them to shop at Sams Club Credit Card but some offer cashback at other places. 
  • It is necessary to have good or excellent credit in order to be approved for one of these cards.
  • Most other rewards credit cards offer additional flexibility, allowing you to redeem rewards more often for things such as travel, hotel stays, gift cards, and more.


Perks of this card

  • Great 5% back on gas (up to $6,000 in annual purchases, then 1%)
  • No annual fees or foreign transaction fees
  • Works like a credit card and Sam’s Club membership card
  • 5% off unlimited gas at Sam’s Club stations
  • No foreign transaction fees
  • Access to cash up to $100 at any Sam’s Club or Walmart cash register
  • Works as your membership card

On the other hand, Sam’s Club Mastercard offers a great rewards program that is particularly beneficial for people who buy gas frequently, but it has some major drawbacks and limitations that you should be aware of. Let’s take a closer look at the cards below to help you decide which one is right for you.