Card

Sam’s Club credit cards offer varying rewards and benefits depending on which account you have and whether you are a consumer or a business. you have and whether you are a consumer or business customer.

Sams-Club-Credit-Card

Reward Program For Sam’s Club Credit Cards

  • Individual Cards

There are some similarities between the cards. Each offers a $30 credit when you open an account and make a purchase within 30 days of opening your account.3 This can help offset the cost of membership. Both cards also offer:

No Annuity

Accepted at all Sam’s Club and Walmart stores in the United States

Otherwise, there are significant differences between the maps. Sams Club Credit Cards are designed to be used as loyalty cards at Sam’s Club and Walmart. Sam’s Club Mastercard can be used as a general payment card wherever Mastercard is accepted. It also offers a number of additional benefits:

5% off gas wherever Mastercard is accepted (for the first $6,000 per year, then 1%)

3% cashback on Sam’s Club purchases for Plus members (Club members earn 1%)

3% cashback on dinner and takeout

1% cashback on other purchases where Mastercard is accepted3

The card also offers its user’s price protection for up to 60 days and identity theft resolution services. Credit cards issued by Mastercard are managed and serviced by Synchrony Financial (SYF).

 

  • ┬áBusiness Cards

The benefits offered by these cards are similar to those of the individual cards we described above. Each offers a $30 credit when you register a new account and make a $30 purchase within the first 30 days.

No Annuity

Accepted at all Sam’s Club and Walmart stores in the United States

Otherwise, the maps differ significantly. The Sam’s Club Business Mastercard Plus card offers more benefits and is available to business members for an annual fee of $100. In addition, it offers the following additional benefits:

5% off gas wherever Mastercard is accepted (for the first $6,000 per year, then 1%)

3% cashback on Sam’s Club purchases for Plus members (Club members earn 1%)

3% cashback on dinner and takeout

1% cash back on other purchases where Mastercard is accepted